It is a systematic personal investment plan, aimed at igniting long term habit in customers. The customer envisages a need like, purchasing a land, vehicle, building project, expansion of business etc, and then save towards acquiring this need. Lump sum investment is accumulated through saving up to investment target.

1. To make investment easier and more convenient
2. Mobile banker visits the customer for collection
3. Withdrawal can only be affected when the agreed period mature
4. Fixed Deposit interest rate is paid as interest on investment.